Family expenses in one Telegram chat
Add Galka to the shared chat and log spends there. It is one family nest: after a save, the shared balance, bills, and limits are visible to everyone in the chat.
One family chat. One shared ledger. After a save the spend is in the family ledger. No screenshots of “I already logged it”.
Family chat, no Excel and no screenshots
Family
A shared budget, accounts, limits, goals and must-pay items. People in the chat see the same journal.
- Lena:Galka, utilities 4200 from the card
- Galka:Utilities · 4 200 · card. Into the family nest. Record it?
- Lena:yes
- Igor:day limit 1500, mine only
- Galka:Igor’s personal day limit: 1 500. I do not touch the family’s shared limit.
How it sounds at home
- Lena Galka, utilities 4200 from the card
- Galka Utilities · 4 200 · card. Into the family nest. Record it?
- Lena yes
- Igor day limit 1500, mine only
- Galka Igor’s personal day limit: 1 500. I do not touch the family’s shared limit.
Choose family first
Add @galkkabot to the shared chat and choose family at the start. After that, the chat becomes one household ledger, not a pile of personal notes.
One chat. One household ledger
Purchases, income, must-pay items, goals, and balance live in this chat. No screenshots or Excel to check who already logged what.
When Galka replies in a group
Galka does not answer every conversation. She needs a call-out, a mention, a reply, or a clear spend with amount and currency. A draft can be confirmed by the person in this chat who tapped “yes”.
What everyone in the group sees, and what stays personal
Balance, bills, plans, income, and shared limits are visible here to the people in the chat. A personal limit works too: “day limit 1500” without the word “shared” hangs on the person who wrote it. There is no mode “hidden from your partner”.
Rent and reminders live here too
Rent, utilities, and “remind me” belong in the family chat. A plan keeps the date and amount, but it does not pull money out by itself. This is about household bills, not paying for the bot. Friends on a trip need another mode.
How to fix it and how to wipe this chat
Until you confirm, the journal is empty. After a save, cancel is a reversal, a fix is a correction. “Forget me”, after a separate yes, wipes this chat’s journal and settings. A trial subscription is not wiped.
Short answers about the family chat
Can my partner see my coffee?
Yes, if they are in this chat. The family chat does not hide spends from each other.
Can we have a shared budget and a personal limit at once?
Yes. “Day limit” without “shared” applies to whoever wrote it. “Shared limit” applies to the chat.
Did the reminder already charge rent?
No. A reminder only reminds. A spend appears when you confirm the payment or say rent is paid.
Does Galka answer every conversation in the group?
No. She needs a call-out, a mention, a reply, or a clear spend with amount and currency.
