Bills and reminders in Telegram
Say “rent 25 000 on the 10th” or “remind me about internet tomorrow”. This is about household bills, not paying for the bot. Money does not get charged by itself.
I can remember the date. I will not pull money from a pocket without your “paid.”
Rent on the 10th, not “coffee 120”
rent 25 000 every month on the 10th
Ledger meaning
Plan · rent · 25 000Day of month · 10Not a journal spend yet
remind me tomorrow about internet
Ledger meaning
Reminder for tomorrowNo spend in the journal
subscription 399 every 3rd
Ledger meaning
Plan · subscription · 399Day of month · 3
rent paid
Ledger meaning
Close the plan paymentIf the journal still has no amount — I ask whether to record it
- 1
A plan — day of the month
Rent, utilities, subscription, loan: amount and which day. This is a schedule, not a posting.
- 2
A reminder — when you ask
“Remind me tomorrow about internet.” Galka does not spam on a marketing schedule. You ask — she sets it.
- 3
Payment — a separate phrase
“Rent paid” closes the plan fact. If the journal is still empty, she asks whether to record the amount. A reminder tick does not spawn a row by itself until you confirm the money.
What a plan is not
Not a bank autopay. Not a spend at the moment you create it. Not a ban on spending other days. It is a shelf: “on the 10th — rent.”
Change and remove
A plan can be edited or taken off the books. A reminder — move the time with a new phrase, or remove it (“delete the internet reminder”). There is no separate “snooze” button labeled “push to tomorrow” on the site: say a new time.
Repeat
A monthly plan lives until you remove it. A one-off reminder lasts until it fires. Do not mix “every 10th” with “remind me tomorrow”: different lifetimes.
Plan or reminder
Did the reminder already charge rent?
No. A reminder is so you do not forget. A spend appears when you confirm payment or “rent paid” goes into the journal.
Is subscription 399 already a spend?
No, while it is a plan on a day of the month. The spend appears when you say you paid and confirm if Galka asks.
Can I track a loan or installment?
As a recurring plan with a day of the month — yes. That is tracking an obligation, not a bank contract.
Will Galka start messaging every morning?
No. A reminder is set by your phrase, not as an ad blast.
